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PRIVACY POLICY

Last updated: June 01, 2020

At Moneysaurus.com (hereinunder referred to as the “website”, “we”, or “us”) we recognize that your privacy is important. We provide this notice to explain our practices and the choices you can make about the way your information is collected and used.

We use your data for providing you with the content and improving our website. By using this website, you agree to the collection and use of information in accordance with this Privacy Policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

1. INFORMATION COLLECTION AND USE

1.1. Analytics

We may collect statistics about the visitors’ behavior to our website. For example, we may monitor the most popular pages or use spam screened by the Akismet service to help identify spam. We may show this information publicly or provide it to others. Meanwhile, we do not disclose personally-identifying information other than as described below in this document.

1.2. Cookies

If you leave a comment on our website, you may opt-in to saving your name and email address in cookies. The cookies are for your convenience so that you do not have to fill in your details again when you leave another comment.

Please see our Cookies Policy below for additional terms.

1.3. Comments

When visitors leave a comment on the site, we collect the information from the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar privacy policy is available at the following link: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

1.4. Embedded Content from Other Websites

The posts on this website may include embedded content such as images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

Such websites may collect data about you, use cookies, embed tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

1.5. Location Data

We may use and store information about your location if you permit us to do so. We use this data to provide features of our website, to improve and customize our website.

You can enable or disable location data when you use our website at any time by way of your device settings.

1.6. Personal Data

When you use our website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

  • email address
  • first name and last name
  • cookies and usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may chose to unsubscribe from receiving any of these communications from us by following the unsubscribe link or the instructions provided in any email we send.

1.7. Usage Data

We may also collect information on how the website is accessed and used. This Usage Data may include information such as your computer’s Internet Protocol address, browser type, browser version, the pages of our website that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other data.

2. USE OF DATA

2.1. Purpose of Data Collection:

We use the data we collect to:

  • allow you to participate in interactive features of our website when you choose to do so
  • monitor the usage of our website
  • maintain our website
  • notify you about changes to our website
  • provide customer support
  • gather analysis or valuable information so that we can improve our website
  • detect, prevent and address technical issues
  • provide you with news, special offers and general information about other websites and events

2.2. Retention of Data

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes, for example, to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.

2.3. Transfer of Data

Your information, including Personal Data, may be transferred to , and maintained on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

2.4. Disclosure for Law Enforcement

Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

We may disclose your Personal Data in the good faith belief that such action is necessary to:

  • comply with a legal obligation or protect against legal liability
  • protect and defend our rights or property
  • prevent or investigate possible wrongdoing in connection with our website
  • protect the personal safety of users of our website or the public

2.5. Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

2.6. Your Rights Over Your Data

If you have an account on our website or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

2.7. Our Policy on “Do Not Track” Signals under the California Online Protection Act (CalOPPA)

We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

2.8. Your Data Protection Rights under the General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. We aim to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

  • right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
  • right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
  • right to object. You have the right to object to our processing of your Personal Data.
  • right of restriction. You have the right to request that we restrict the processing of your personal information.
  • right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
  • right to withdraw consent. You also have the right to withdraw your consent at any time where we relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests. You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

3. THIRD PARTY PROVIDERS

3.1. Links to Other Websites

Our website may include  links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

3.2. Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our website. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.F or more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

3.3. Google AdSense & DoubleClick Cookie

Google, as a third party vendor, uses cookies to serve ads on our website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet. You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

3.4. Google AdWords

Google AdWords remarketing service is provided by Google Inc. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

3.5. Facebook

Facebook remarketing service is provided by Facebook Inc. You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950 To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217 Facebook adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings. For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation

3.6. Behavioral Remarketing

We may use remarketing services to advertise on third party websites to you after you visited our website. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Site.

4. CHILDREN’S PRIVACY

By using our  website, you represent that you are at least the age of majority in your country, state or province of residence, or that you are the age of majority in your country, state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

Our website does not address anyone under legal age (hereinafter referred to as Children).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

5. CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this Privacy Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website.

 If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

Failure to send a notice on changes in Privacy Policy or absence of proof of sending/receipt of such notice does not constitute a waiver of such changes that become valid for every visitor on our website. If our Site is acquired or merged with another company, your information may be transferred to the new owners.

6. CONTACT US

If you have any questions about this Privacy Policy, please contact us.

COOKIES POLICY

Moneysaurus.com (“website”, “us”, “we”, or “our”) uses cookies on the https://moneysaurus.com (hereinafter referred to as the website). By using the Site, you consent to the use of cookies.

This Cookies Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Service, your choices regarding cookies and further information about cookies.

What are cookies

Cookies are small pieces of text sent to your web browser by a website you visit. A cookie file is stored in your web browser and allows the website or a third-party to recognize you and make your next visit easier and the webite more useful to you.

Cookies can be “persistent” or “session” cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser.

Our Use of Cookies

When you use and access the website, we may place a number of cookies files in your web browser.

We use cookies to:

  • enable certain functions of the website
  • provide analytics
  • enable advertisements delivery, including behavioral advertising

We use both session and persistent cookies on the website and we use different types of cookies to run the website:

We may use cookies to remember information that changes the way the website behaves or looks, such as a user’s language preference on the website (when we have this functionality available).

We may use analytics cookies to track information how the website is used so that we can make improvements. We may also use analytics cookies to test new advertisements, pages, features or new functionality of the website to see how our users react to them.

We also use advertisement cookies, which are used to deliver advertisements on and through the website and track the performance of these advertisements. These cookies may also be used to enable third-party advertising networks to deliver ads that may be relevant to you based upon your activities or interests.

Third-Party Cookies

In addition to our own cookies, we may also use various third-parties cookies to report usage statistics of the website, deliver advertisements on and through the website, and so on. Notwithstanding any other provision, we partner with third parties that collect information across various channels, including offline and online, for purposes of delivering more relevant advertising to you.  Our partners may place or recognize a cookie on your computer, device, or directly in our emails/communications, and we may share personal information with them if you have submitted such information to us, such as your name, postal address, email address, or device ID.  

Our partners may link the nonpersonal information we share with them to the cookie stored on your browser or device, and they may collect information such as your IP address, browser or operating system type and version, and demographic or inferred-interest information.  Our partners use this information to recognize you across different channels and platforms over time for advertising, analytics, attribution, and reporting purposes. For example, our partners may deliver an ad to you in your web browser based on a purchase you made in a physical retail store, or they may send a personalized marketing email to you based on the fact that you visited a particular website.  To learn more about interest-based advertising in general and to opt-out, please visit http://www.aboutads.info choices. To opt-out of the use of your mobile device ID for targeted advertising, please see http://www.aboutads.info/appchoices.

What Are Your Choices Regarding Cookies

If you’d like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser.

Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

Contact Us

If you have any questions about this Cookies Policy, please contact us.

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